Since June 2006, non-financial organisations, who support or work towards the development of what INAISE stands for may become associate member. This category of members may include businesses, organisations, public authorities, groups of people or individuals that are in the process of starting a financial instrument, doing research, increasing awareness, giving or needing advice to develop their own specific initiative or to support social economy finance as a whole.

 


 

FACET (The Netherlands)
Takuu Säätiö (Finland)
Wrigleys (UK)
Institute for Social Banking (Germany)
Gruppo Soges (Italy)
ANGC (France)
NGOs for the Constitution (Greece)
Coalition of Socially Responsible SMEs in Asia, CSR-SME (Philippines)
IBF Net (India)

You want to become an Associate Member? Please fill in on line or
download (pdf file) the Associate Member application form.

 


Wrigleys
Mr Malcom Lynch
19 Cookridge Street
Leeds Ls2 3AG
United Kingdom
Tel : +44 113 244 61 00
Fax : +44 113 244 61 01
Email malcolm.lynch@wrigleys.co.uk
Website www.wrigleys.co.uk

Malcolm Lynch Solicitors specialises in charity law, commercial law, employment matters and financial services particularly for progressive companies. The practice is one of the leading firms in the field of employee ownership.

Some of the areas in which Malcolm Lynch Solicitors have a particular reputation include: sustainable business law, charity law generally ethical investment, share issues and other ways of raising and investing finance, commercial property, ESOPs and employee benefits and local government law, renewable energy and energy conservation. The firm has a strong reputation for its work in the field of renewable energy and has substantial experience of the Wind Energy sector, together with experience in the Photovoltaic, Solar, Biomass and Hydro sectors. In association with Unity Trust Bank, the firm publishes the bulletin Social Economy six times per year.Go to top of the page


Takuu-Säätiö  (The Guarantee Foundation) Finland
Ms Leena Veikkola
Asemamiehenkatu 4
FI - 00520 Helsinki
Finland
Tel +358 (0) 9 6126 340
Fax +358 (0) 9 6126 3458
Email:leena.veikkola@takuu-saatio.fi
Website: www.takuu-saatio.fi

The Guarantee Foundation, based in Helsinki, was established in 1990 to help over-indebted people in difficulties to manage their debts independently. It specialises in three main areas.

It provides guarantees for people who have been in prison or psychiatric hospital. These guarantees can be as little as Fim 100,000 (Euro 16,820) and have a maximum repayment period of five years. The amount available under this fund is Fim 30 million (Euro 5 million).

The VeRa-project (Insolvency Foundation), set up in 1995, deals with other indebted people whose problems can only be solved by a guarantee. The maximum amount of these guarantees is Fim 200,000 (Euro 33,650) and maximum repayment period is eight years. This fund totals Fim 240 million (Euro 40 million).

Since June 1998 the foundation has also been able to provide guarantees to people on low incomes who cannot get credit on reasonables terms from mainstream banks. The maximum amount of the provided guarantee is Fim 30,000 (Euro 5,000) and the maximum repayment period is five years.

The guarantee Foundation gives free telephone advice to individuals in debt. It also publishes information on legal and other aspects of debt problems, and legal experts are available to give personal adviceGo to top of the page


FACET BV
Mr Adriaan Loeff
Stationslaan 4
NL - 3701 EP ZEIST
The Netherlands
Tel +31.30.6933766
Fax +31.30.6923936
Email: info@facetbv.nl
Website: www.triodosfacet.nl

Activities :

  • Research in the area of SME development
  • Project identification / formulation
  • Strengthening micro credit programmes
  • Setting up micro finance institutions
  • Institutional building
  • Policy formulation
  • Training

FACET BV (Financial Assistance, Consultancy, Entrepreneurship and Training) is a consultancy company specialised in Private Sector development, with a special focus on small enterprises. We are active in three broad areas:

  1. Financial Services,
  2. Business Development Services and
  3. Sustainable Enterprises.

Over the past 10 years we successfully carried out assignments for a wide range of clients, including the Dutch Ministry of Foreign Affairs, bilateral donors (GTZ, Swiss Development Co-operation, SIDA), Dutch and foreign NGO’s and co-financing organisations, the European Commission, financial institutions (World Bank, Asian Development Bank, Inter American Development Bank, Triodos Bank, FMO), UN agencies (ILO, UNCDF, UNDP, IFAD, UNIDO, UNIFEM, OPS) and clients involved in sustainable entrepreneurship (Max Havelaar Foundation, Fair Trade Assistance, Solar Development Foundation).

FACET’s mission is to contribute to a sustainable society through offering high quality consultancy services in the field of private sector initiatives.

We believe in a society where people get the opportunity to develop their entrepreneurial talents, with equal opportunities for those who want to have their own business.

To achieve our mission, we aim at linking entrepreneurs and investment opportunities with the supply of finance, business support services and knowledge.

Access to adequate and sustainable financial and non-financial services is essential, and FACET contributes to a high quality and professional delivery of such services

Through our close relation with Triodos Bank we have the opportunity to provide consultancy services to the bank in the area of Micro Finance and Renewable Energy (Solar PV).

Areas of interest :

We would like to develop the market for our services in Europe, and the experiences gained in developing countriesGo to top of the page


Institute for Social Banking -
Training and Research e.V.

Mr Sven Remer
Christstrasse 9
D - 44789 Bochum
Germany
Tel : +49 234 5797 185
Fax : +49 234 5797 188
Email : info@social-banking.org
Web : www.social-banking.org

The Institute’s for Social Banking – Training and Research (the “Institute’s”) main activities comprise Training and Research in Social Banking.

In this context, its understanding of “social” includes a broader connotation - covering economic, ecological, social and cultural development. Also, the term “banking” is not seen in its restricted form, but in its broader sense of general financial services, including basic banking services, insurance etc.

The prime target groups for its services are:

  • (present or future employees of) social banks, foundations and other financial organisations;
  • (employees of) conventional banks, e.g. the department from ethical investment;
  • (employees of) banks and micro-finance institutions in developing nations and
  • interested people from other related fields.

Concrete human needs, growing poverty, the positive social-ecological and ethical ideas, abilities and projects of others, need a banking and financial sector which is capable of meeting these demands. The challenge is to open the successful practice of social ecological banking up to education, research and also academic discourse.

Based on this background, the Institute had been co-founded (in Q4 2006) and –funded by several socially oriented financial institutions to develop Training/Study programmes and relevant Research projects in Social Banking. The aim of those study programmes and research projects therefore is to equip students and their organisations on the basis of independently developed values, to be able to shape and further develop financial services and organisations in social ecological banking.

Whilst suitable new members are welcome, current members are (in alphabetical order):

  • Alternative Bank (ABS)
  • Cultura Sparebank
  • Ekobanken
  • Hannoversche Kassen
  • Freie Gemeinschaftsbank
  • GLS Gemeinschaftsbank eG
  • GLS Treuhand e.V.
  • La NEF
  • Merkur, den almennyttige andelskasse
  • Triodos Bank

Initially, the Institute’s main focus was on developing Study Programmes, the first of which were partly organized in cooperation with universities (e.g. University of Plymouth) and the Initiative for Practice-based Research (ipf, Switzerland) relate to the methods and subject matters, specific to social banking and finance.

Two current examples of its successful activities in this field are the biannual International Summer School (last in 2006, next in 2008) on Social Banking and Social Finance and the International Part-Time Masters Course on Social Banking and Social Finance, started in March 2007 with 12 students from financial Institutions in several European countries.
Since developing the above training activities was expected to consume much of the Institute’s limited resources, it was planned from the outset that the Institute would commence only at a later stage with the other focal area, research. We now feel the time has come to pursue this area in more depth.
Therefore, besides developing (further) study courses and continuing with the biannual Summer School in 2008, one of the Institute’s goals is to foster research, concerning the theories, methods and instruments/tools of the social banking practice.

In this context, the Institute does not intend to – nor would it be able to – conduct major research projects on its own. Instead, it perceives its role to be that of a mediator, linking the interests and capabilities of its members and third parties, and initiating and coordinating research projects, as well as identifying suitable funding opportunities for promising projects.

Possible areas of research are listed in the following:

1. Social banking as such, e.g.
- background and history
- actual practices and developments- effects of social banking (economical, employment, social added value; measurement methodologies)

2. Economical and monetary aspects
- the phenomenon of money (character, forms, impact)
- responsible business (How to develop social responsibility and social investment in the business world? What are the links to social banking? What are theory, organizational models, impact and financing structures of “fair trade”?)
- inflation ( What about the impact and on inflation on the economic performance of human beings?
- pricing (“just and fair pricing”; valuation of non-economical elements)
- risk appraisal (social banking methodology; new valuations of collateral and personal potential)

3. Legal aspects
- banking regulations (how do banking regulations affect social banking?)
- ownership questions (means of production, land, buildings)
- specific legal structures for social banking activities

4. Social Aspects
- the role of money in poverty and unemployment
- what is “social development”?
- forms of social organization and their potential (threefold social order, cooperative development, other…)
- the management and finance of public goods

5. Personal aspects
- how does money affect personal life (both for those who have and who have not)?
- how does money affect relationships between people?

6. Managerial Aspects
- what organizational forms are most suitable for socially oriented financial organizations need
- what special capabilities do managers of socially oriented financial organizations need
- is there a role for performance based pay for managers of socially oriented financial organizations need, and how could one measure performance in this context
- Is there a need for socially oriented financial organizations to grow, and what type(s) of growth would be possible?

With respect to the area of research, the Institute currently is in the process of developing a “Research Roadmap” that will be based on a survey of and consultation with its member organizations regarding the most pressing and interesting questions and problems for the Social Finance.

In this context the Institute would welcome any further suggestions and recommendations regarding research topics, partners, and funding sources.Go to top of the page
 


Gruppo Soges S.p.A.
Ms Marina Mainardi
Corso Matteotti, 39 bis
I - 10121 Torino
Italy
Tel : +39 011 5638611
Fax : +39 011 5638610
Email : soges@grupposoges.it
Web : www.grupposoges.it

Our main areas of expertise are:

  • programme management, evaluation and monitoring
  • private sector development (in particular SMEs development)
  • training and capacity building,
  • investment promotion,
  • restructuring and privatization,
  • institution building
  • local and rural development
  • employment creation, social economy

The activities carried out by public Services and Local Public Administration Division can be grouped as follows:

Accounting, planning, management control, procurement and warehouse management inventory and fiscal aspects.

  • Training/Education/Events Planning
  • Studies/Research/Editing

Recruiting: competitive examinations and personnel selection, job and personnel profiles, search and selection, preparation, promotion, design and management of selection phase

Areas of interest:

  • Environment and sustainable development: organic agriculture, food processing and retailing; nature conservation;
  • Social economy: co-operatives; community enterprises; employee participation; employee buy-outs; micro and small enterprise creation and development, especially among unemployed, migrants, women;
  • Social development: social housing; community housing; employment generation; social services; charities;
  • Education and Training: school buildings; training courses; organisational development; alternative schools;
  • North-South: fair trade; small-enterprise start-ups through micro credit programmes; small business training and counselling; crafts, farming, small scaled-industries;
  • Culture and arts: artists; exhibitions, theatre; film; dance; local radios.Go to top of the page

     


 
ANGC
Mr Didier Dugast
Immeuble "Le Sextant"
462 rue Benjamin Delessert
F - 77550 Moissy - Cramayel
France
Tel : +33 1 64 13 40 18
Fax : +33 1 64 88 90 62
Email : contact@angc.fr
Web : www.equal-creatica.com
 

Presentation coming soonGo to top of the page

 



 
NGOs for the constitution
Mr George Lignos
Genadiou 8 & Akadimias
Athens 10678
Greece
Tel : +30 210 3899 626
Fax : +30 210 3899 651
Email : gal@ath.forthnet.gr
Web : www.mkosyntagma.gr

Presentation coming soonGo to top of the page

 



 
Coalition of Socially Responsible SMEs in Asia (CSR SME)
Mr Ben Quiñones
Penthouse, ACE Bldg., Rada corner Dela Rosa Strs.
Legaspi Village
Makati city 1229.
Philippines
Tel. + 632-888 4490/91
Fax + 632-888 4492
Email:benqjr117@yahoo.com

Our vision

An alternative, compassionate economy built up through solidarity and cooperation by small and medium enterprises (SMEs) who are motivated by the social responsibility of achieving the common goal of sustainable development rather than by perverse competition for self-gain and aggrandizement.

Our mission

To offer a multi-stakeholder process that will increase the benefits of socially responsible consumption and promote market uptake of the products and services of socially responsible SMEs.

Our core values

We are committed to the following values/principles:

  • Good Governance and Stewardship: seeking effective means of fulfilling the social responsibility of meeting the basic requirements for life of all the present inhabitants of the earth while ensuring environmental conservation for the benefit of future generations.
  • Economic diversity and resilience: increasing the capacity of SMEs to provide a broad constituency for democratic governance, ensure the economy’s diversity and resilience, and promote equitable distribution of growth and development.
  • Socially responsible consumption and investment: fostering a compassionate economy where socially responsible SMEs mutually seek solutions with socially responsible investors, consumers, distributors, and various business service providers.
  • Self-reliance: cultivating the culture of a sustainable economy through the inculcation of the habit of saving and the investment of savings in socially responsible enterprises.

Our logo

The three circles in our logo represent a tri-dimensional perspective. The first perspective portrays three people, seen from above, working together in solidarity. The second perspective shows three coins (representing material resources) merging together with the synergy of a revolving fund. The third perspective depicts three partner institutions for good governance and social responsibility – the government, the private sector, and the civil society/ NGOs. The lines flowing upward indicate the dynamic synergy of the cooperation, partnership, and solidarity of the elements with the community towards sustainable development.

Past activities

CSRSME Asia was first mooted in November 2000 in Kuala Lumpur, Malaysia in a five-country consultation on Corporate Social Responsibility (CSR) hosted by the Asian and Pacific Development Centre (APDC), an intergovernmental regional organization established by UN-ESCAP in 1980. The consultation on CSR received some modest support from the Charles Leopold Mayer Foundation (FPH).
Involved in the consultation were representatives of SMEs and SME Associations from India, France, Malaysia, Philippines, and Thailand. In 2001, these organizations agreed to establish the ‘Asian Coalition for SME Development’ as a regional network for information exchange, experience sharing, and trade promotion.
The organization’s name was subsequently changed to “Coalition of Socially Responsible Small and Medium Enterprises in Asia, Inc.” when it was registered in September 2004 with Securities and Exchange Commission (SEC) of the Philippines. The SEC disallowed the previous name to avoid confusion with previously registered organizations using the words “Asian Coalition”

The activities of CSR SME Asia during the last five (5) years include the following

January 2001-June 2004: Globalisation and SME Development Program. The program’s principal objective was to facilitate exchange of information and experience on strategies for SME development in the context of globalization. Over the five-year period, the program brought together for business dialogues through five (5) regional (Asia-wide) conferences more than 700 individuals representing 100 organizations (a diverse mix of SMEs, service providers, SME associations, academic institutions, international financial institutions, and government agencies) from 15 Asian countries. With some funding support from FPH, the project culminated in June 2004 with a forum in Hainan, People’s Republic of China.

July 2004-present: BCE Supply Chain and Bayanihan Banking Window. Since 2004, CSRSME Asia devoted attention more sharply on concretizing its vision of an alternative, compassionate economy with socially responsible SMEs as its social base. CSRSME Asia henceforth organized a series of consultative workshops with local SMEs in the Philippines, savings groups, NGOs, faith-based organizations, and fair trade organizations to lay the groundwork for a multi-stakeholder process that will bring together socially responsible producers, consumers, investors, and service providers in an integrated supply chain that will put into motion the principles and standards of an alternative economic system called “Bayanihan Compassionate Economy” (BCE).

The initial target clientele base of this multi-stakeholder initiative consists of some 150,000 members of around 5,000 Bayanihan Financial Centers (BFCs) established in over 600 municipalities and cities of the Philippines. The BFCs are autonomous, informal solidarity finance institutions owned and managed by the people themselves. In order to enable these autonomous BFCs to transact business with each other and support solidarity-based economic initiatives, CSRSME Asia is working out the establishment of a Bayanihan Banking Window (BBW) at the Planters DevelopmentGo to top of the page Bank.

 


IBF Net
Dr Mohammed Obaidullah
B-1654, Sector 10, CDA
Cuttack 751001, Orissa
India
Tel: +91 671 2609010 (India)
+966 502565238 (Overseas)
Fax : +91 671 2609010
E-mail :  ibfnet@gmail.com
Web: www.iiibf.org

IBF Net is the largest global network of over 5000 academics and professionals in the field of Islamic business and finance.
It provides a range of professional certification programs through its online academy: the International Institute of Islamic Business and Finance (http://www.iiibf.org).

As an organization based in Orissa, the most economically and socially backward state in India, IBF Net actively contributes to the local socio-economy through its flagship projects: the Institute of Microfinance and Development (http://www.imad.in) and the Manara Development Initiative (http://www.manara.in).

The International Institute of Islamic Business and Finance offers the following education programs in online mode: (i) Certified Islamic Banker (CeIB); (ii) Certified Islamic Insurance Professional (CeIIP); (iii) Certified Islamic Investment Professional and (iv) Diploma in Islamic Microfinance

The Institute of Microfinance and Development aims to serve as a center of excellence to promote participation and equity based financing and development of microenterprises as a tool of poverty alleviation. It aims to:

  • Provide on-campus education in management of development
  • Design, develop and offer training programs for managers of microfinance institutions, non-profits, member-based organizations, government agencies with a developmental role
  • Undertake research & publication on solidarity finance and developmental issues
  • Maintain a state-of-the-art Resource Center
  • Provide advisory, consultancy and support services to microfinance institutions
  • Promote networking at a global level
  • Initiate replication of globally successful projects
  • Provide related services aimed at capacity building in the sector

The Manara Development Initiative is a pilot project linking equity-based microfinance with skill-improvement programs and social safety nets. It operates a network of centers for basic and vocational education in the state of Orissa, India.